As online shopping grew in popularity throughout the late 1990s and early into the 21st century, so did the number of methods by which shoppers could make online payments. Some methods were quickly adopted by electronic merchants and their customers, while other methods, due to issues surrounding security and ease of use for both payers and payees, were rather short-lived. By 2001, along with more traditional credit card payments—which accounted for roughly 50 percent of all online payments—options for online shoppers included making online payments via electronic withdrawals from a checking account or from a prepaid debit card.
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